Calculator 1

What will your SIP actually be worth?

Enter what you invest each month. We show the corpus — in today's value, across three market scenarios, after inflation, step-up and tax.

Your plan

Monthly investment₹25,000

₹1K₹3L

For how many years20 yrs

140

Annual step-up10%

0% (flat)20%

Expected return (you choose)12%

6%15%

Adjust for inflation?6%

Your illustration

Estimated corpus (today's value)

₹—

Total you invest—

Growth—

Less est. LTCG (12.5%)—

If markets do worse, average, or better than assumed:

Worse—

Likely—

Better—

What this assumes

Returns compounded monthly; SIP debited at the start of each month.

This is an illustration, not a projection or a promise. Actual returns depend on market conditions and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Affluent Partners — AMFI Registered Mutual Fund Distributor · ARN 309979 · EUIN E587913.

Calculator 2

How much should you invest each month?

Start with the goal. Tell us the amount you want and when — we work backwards to the monthly SIP it takes, adjusted for inflation and your chosen step-up.

Your goal

Target amount (today's value)₹1 Cr

₹5L₹10 Cr

In how many years15 yrs

140

Annual step-up10%

0% (flat)20%

Expected return (you choose)12%

6%15%

Protect goal against inflation?6%

What it takes

Monthly SIP required (starting amount)

₹—

Goal in future value—

Total you'll invest—

Growth—

Starting SIP if you assume lower, chosen, or higher returns:

Lower—

Chosen—

Higher—

What this assumes

A lower step-up means a higher starting SIP. A higher return assumption lowers the SIP — but is never guaranteed.

This is an illustration, not a projection or a promise. Actual returns depend on market conditions and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Affluent Partners — AMFI Registered Mutual Fund Distributor · ARN 309979 · EUIN E587913.

Calculator 3

When can you actually retire — and on how much?

Retirement isn't one number, it's two: the corpus you need on day one, and the monthly SIP that builds it. We size both, with your expenses growing through retirement — not frozen.

Your situation

Your age today35

2058

Planned retirement age60

4070

Live comfortably until age85

70100

Monthly expense today₹60,000

₹15K₹5L

Return before retirement12%

6%15%

Return after retirement8%

5%12%

Your retirement number

Monthly SIP needed from now

₹—

Corpus needed at retirement—

Monthly expense at retirement—

Years the corpus must last—

Monthly SIP if pre-retirement returns are lower, chosen, or higher:

Lower—

Chosen—

Higher—

What this assumes

Expenses rise with 6% inflation before and through retirement. Corpus earns the post-retirement return while you draw from it.

This is an illustration, not a projection or a promise. Actual returns depend on market conditions and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Affluent Partners — AMFI Registered Mutual Fund Distributor · ARN 309979 · EUIN E587913.

Calculator 4

What will your child's education really cost?

Education inflates faster than everything else — closer to 10% a year, not 6%. A course that costs ₹20L today can cross ₹50L by the time your child enrols. We use the real number.

Your child & the goal

Child's age today4

Newborn17

Course starts at age18

1525

Course cost today₹20 L

₹2L₹2 Cr

Education inflation10%

5%14%

Annual step-up on SIP10%

0% (flat)20%

Expected return (you choose)12%

6%15%

What it takes

Monthly SIP needed (starting amount)

₹—

Course cost when they enrol—

Cost today—

Years to save—

If education inflation runs lower, expected, or higher:

7%—

Chosen—

12%—

What this assumes

The full course fee is needed as a lump sum in the year the course starts. Education inflation is applied separately from general inflation.

This is an illustration, not a projection or a promise. Actual returns and course fees depend on many factors and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Affluent Partners — AMFI Registered Mutual Fund Distributor · ARN 309979 · EUIN E587913.

See Where Your Money
Can Take You

What will your SIP actually be worth?

Your plan

Your illustration

What this assumes

How much should you invest each month?

Your goal

What it takes

What this assumes

When can you actually retire — and on how much?

Your situation

Your retirement number

What this assumes

What will your child's education really cost?

Your child & the goal

What it takes

What this assumes

Numbers are a start. A plan is the difference.

See Where Your MoneyCan Take You

What will your SIP actually be worth?

Your plan

Your illustration

What this assumes

How much should you invest each month?

Your goal

What it takes

What this assumes

When can you actually retire — and on how much?

Your situation

Your retirement number

What this assumes

What will your child's education really cost?

Your child & the goal

What it takes

What this assumes

Numbers are a start. A plan is the difference.

See Where Your Money
Can Take You